Steps to close your HDFC Bank Savings Account
In order to close your bank account, HDFC Bank savings account holders have to reach your nearest HDFC Bank Account or any HDFC branch in your city to close HDFC Bank Account.
No need to go base branch ( Where you opened account)
Fill up the Account Closure Form of Bank
Now you can go to the nearest branch and approach the bank executive. Obtain an account closure form from the executive and fill in the form with correct details.
Alternatively, you can also download the form from the comfort of your home and take a filled form to the branch. Download the account closure form from hdfc website. https://www.hdfcbank.com/assets/pdf/closure-11.pdf
Handover HDFC Debit Card, Check Book and Submit Documents with Closure Form
Now, you can submit the form to the executive along with the debit card, passbook, and checkbook. You must also take an ID proof with you as the executive may demand for the same in some cases.
But never forget to mention your recent mobile number so that the bank can contact you as if some problem arises.
Ask Acknowledge from the HDFC Bank Executive
The executive will then give you a copy of the acknowledgment You can keep the slip safely with you and your HDFC bank account will be closed within 10 working days.
If you follow above steps, you would be able to close your bank account in a hassle free manner. Banks generally send an email or SMS on your registered email id and mobile after your account is closed.
**Keep this acknowledgment for further use.
Charges for Closing HDFC Account
Bankers will ask the closing charges when your going to close HDFC account.
- Pay the amount (Up to Rs 500) and close the account
- Contact with Branch Manager, explain the situation why you are not able to maintain the balance. In case he/she understand the situation then they can waived the balance.
You Should Know things before closing HDFC Bank Account
- Never forget to mention your recent mobile number so that the bank can contact you as if some problem arises.
- You should delink HDFC Credit Card with savings/current account.
- Maintain your HDFC account balance ZERO.
- For safety reasons you should take a photocopy/scan of your debit card, Passbook
- Take a photocopy/scan of the first and last unused check leaves in your checkbook
How many days the process takes?
Usually HDFC Account will close in 7 Business days. Other cases it will take 2 weeks. If you done with the above steps, you would be able to close your bank account in a hassle free manner. You’ll be communicted about closure of your account via E-mail and you registered Mobile Number after the process is done.
Transfer/Withdraw the Balance Amount from your Savings Account Before Closing.
Before closing the HDFC Bank account you should transfer or withdraw the entire balance.
Ensure that you drain out all the funds parked in your account. The easiest way to do this is through net banking. Simply transfer all the money to some other account through NEFT, RTGS or IMPS. The balance in your account should be Zero.
Any balance leftover in the account after closure will be returned via. demand draft. Un-credited interest amount, if any, will be accounted for in this reimbursement.
If you face any trouble during the procedure then feel free to seek help from the executive or you may alternatively call HDFC (Find https://www.hdfcbank.com/personal/find-your-nearest/find-phone-banking) for assistance over the phone.